SMP Financial Services was built on the belief that small business owners deserve support that’s personal, strategic, and stress-free. Whether you're a solopreneur navigating growth or a founder juggling chaos, we're here to bring order to your numbers — and peace to your inbox.
Strategic Financial Support. Rooted in Real Life.
📌 About SMP Financial Services
SMP stands for Smart Money Planning and Strategic Management Processes — two pillars that guide everything we do. I created this virtual firm to offer more than bookkeeping. I’m here to help you align your finances and your operations, so your business runs with clarity, purpose, and control.
With a background in financial systems, consulting, and military family life, I understand what it takes to keep multiple priorities moving without losing your center. I specialize in helping solo entrepreneurs and small business owners build structure behind the scenes — so they can show up as the CEO of their business, not just the doer.
At SMP, I believe in working with the right clients — those who value boundaries, communicate clearly, and are invested in improving their business from the inside out. Whether you need ongoing monthly support or a one-time clean-up, digital organization project, fractional CFO clarity, and comprehensive system strategy - I offer flexible services designed to meet you where you are — and help you move forward strategically.
Because here, every dollar has a job, every system serves a purpose, and every client relationship is built on clarity and trust.
Let’s get your business aligned — from the books to the big picture.
SMP works with clients nationwide through a flexible, virtual model that meets you where you are.
Meet Sara Perez
Founder & Financial Strategist
My journey into bookkeeping started at 14 years old, helping my grandparents keep the books for their small business. I didn’t realize it then, but that early experience laid the foundation for a lifelong passion for structure, clarity, and supporting business owners behind the scenes.
Since then, I’ve built a diverse professional background across banking, insurance, sales, operations, and small business finance — giving me a well-rounded perspective on how successful businesses function from the inside out. I’ve worked as a bank teller, financial forms specialist, insurance sales agent, and team supervisor, before stepping fully into bookkeeping, SOP development, and consulting.
In my role as an insurance supervisor, I led a team, trained new hires, and juggled complex workflows across a dozen carriers — each with different systems and strict attention to detail. Later, managing the books for over 30 small businesses at once, I sharpened my skills in organization, time management, and customized client support.
As a military spouse, I’ve also learned how to build a business that’s agile, virtual, and values-driven — no matter where life takes us. I bring that same mindset into my work: strong systems, clear communication, and smart planning for whatever comes next.
Today, through SMP Financial Services, I help business owners simplify their operations and align their financial goals — using everything I’ve learned to support yours.
FUN FACT - SMP also stands for Sara Marie Perez